Q: What is the minimum amount to invest?
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| A: $5,000 |
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Q: What is recommended time frame for this investment?
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| A: Medium to Long Term - 3 to 7 years |
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Q: When I apply, how do I know what unit price I will get?
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A: Applications can be received daily and will be applied on the first business day of each month. This means you will receive the unit price of the first business day of the month following the date of your application. The unit price is updated at the close of each month and displayed during the first few days of the new month at Saratoga Performance.
Please read "How to Invest" in the PDS for more information.
This price is indicative of the price you will receive. |
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Q: Can I withdraw my investment at any time?
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| A: Yes - You can withdraw all or part of your investment in the fund on a quarterly basis. Please read "Making Withdrawals From The Fund" in the PDS |
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Q: Is my investment at risk?
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| A: Investing always involves risk. We understand money is hard to come by, so capital preservation is at the forefront of our investment philosophy and strategy.Our Investment Method and process illustrates our disciplined approach to managing risk. |
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Q: How is the fund reported?
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| A: The unit is updated at the close of business each month.It is displayed at Saratoga Performance.At the end of each financial year you will be sent a tax statement. |
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Q: Are dividends reflected in unit pricing?
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| A: Yes |
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Q: Are dividends reflected in measuring performance?
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| A: Yes |
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Q: Will there be franking credits and how are they dealt with?
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| A: Refer to Taxation Considerations on page 27 of Product Disclosure statement. |
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Q: Who manages the fund?
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| A: Saratoga Investment Group is the fund manager. All members of the fund management team are PS146 certified and have a minimum of 5 years of experience in investing using the Saratoga Investment Method and Process. |
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Q: How Does a "High Water Mark" work?
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| A: This means you pay no administrative or management fees and only pay a performance fee when the fund performs better than the chosen benchmark (in this instance it is the S&P ASX 200 Index) AND makes up for previous levels of under‐performance within the reporting quarter (this concept is known as a "High Water Mark"). Refer to Definitions on page 38 of the Product Disclosure Statement. |
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Q: Is there a cooling-off period
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| A: Yes - 14 days.Please refer to page 33 of the product disclosure statement. |
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